.shell{
    width: 90%;
    margin: 15px 5%;
}
.shell .sidebar{
    position:fixed;
    left:50px;
    top:55vh;
    width:280px;
    height:auto;
    padding:6px 20px;
    border-right:1px solid #ccc;
    display:flex;
    flex-direction:column;
    background:#fff;
    
}
.shell .main{
    margin-left:280px;
    min-width:0;
    width:calc(100% - 280px);
}




.shell .nav-group{margin-bottom:3px;margin-top: 20px;}
.shell .nav-label{
font-size:15px;font-weight:700;letter-spacing:.06em;
margin-bottom:10px;color: rgb(6, 57, 123);
}
.shell .nav-group a{
display:flex;align-items:center;gap:7px;
font-size:17px;
padding:3px 0px;border-radius:7px;
font-weight:500;
color: #333;
}
.shell .nav-group a:hover{background:#fff; color:#0099cb ;}
.shell .nav-group a .dot{
width:12px;height:15px;
color:#0099cb;
font-size:17px;font-weight:700;display:flex;align-items:center;justify-content:center;flex-shrink:0;
}
.nav-group a.active .dot{color:#333;}

.breadcrumb {
    padding: 0px;
    margin-bottom: 5px;
    list-style: none;
    background-color: transparent;
    border-radius: 4px;
}
.breadcrumb>.active {
    color: #eee;
}
.hero-row {margin-top: 120px;margin-bottom: 40px;}

.hero-row h1 {
    color: #fff;margin-bottom: 1px;
}
.hero-row h2 {
    color: #fff;font-size: 17px; line-height: 19px;margin-top: 9px;
}
.hero-row .btn-white {
    margin-left: 8px;
}
.hero-row .btn {
    padding: 10px 20px 8px 20px;
    font-size: 15px;
    letter-spacing: 1px;
}
@media (max-width: 768px)  {
.hero-row .btn {
    margin: 0px 0 10px 0;
}
}
.hero-row  img {
    max-width: 280px;
    margin: 0px auto;
}
section.chapter{
    padding:40px 0px;
    max-width:none;
}
section.chapter th, section.chapter td {font-size: 16px;}
.chapter-head{
    display:flex;align-items:baseline;gap:14px;margin-bottom:20px;
}
.chapter-head .idx{
    font-size:22px;font-weight:600;color:#fff;background: #872728;
    width:36px;height:36px;border-radius:4px;
    display:flex;align-items:center;justify-content:center;
    flex-shrink:0;
}
.advice-block{
    margin-top:24px;padding:30px 22px;
    border-radius:10px;
    background-color: rgba(135, 39, 40, .1);
}
.advice-block .who, .alert-block .who {font-size:16px;font-weight:800;color:#872728;letter-spacing:.03em;margin-bottom:6px;}
.alert-block{
    margin-top:24px;padding:30px 22px;
    border: 1px solid rgb(6, 57, 123);
    border-radius: 10px;
}

.shell .checklist{list-style:none;margin:20px 0;padding:0;}
.shell .checklist li{
    font-size:17px;padding:18px 16px;
    border:1px solid #ccc;
    border-radius:8px;margin-bottom:8px;
    display:flex;gap:10px;align-items:flex-start;
}
.shell .checklist li::before{
    content:"";width:6px;height:6px;border-radius:50%;
    background:rgb(6, 57, 123);margin-top:7px;flex-shrink:0;
}
.shell #accordion .panel-title a {
    padding: 18px 60px;
    background: #fff;
    color: #333;
}
.shell #accordion .panel-body, .panel {
    background: #eee;
}
.shell #accordion .panel-title a:before, .shell #accordion .panel-title a.collapsed:before {
    line-height: 50px;
}
.shell #accordion .panel-title a.collapsed:before {
    content: "+";
    background: #fff;
    border: 1px solid #fff;
    color: rgb(6, 57, 123);
}
.shell #accordion .panel-body, .panel {
    background: #fff;
}
@media (max-width: 999px) {
    .shell #accordion .panel-title a {
        padding: 15px 45px;
    }
}
.shell .mistakes-sec{
    background-color: #eee;
    text-align: center;
    padding: 60px 40px;
    margin-top: 30px;
}
.shell .mistakes-grid{
    display:grid;grid-template-columns:repeat(2,1fr);gap:12px;
    margin-top: 50px;
}
.mistakes-grid div{
    font-size:17px;padding:25px 15px;
    border: 1px solid #d16163;border-radius:10px;
    display:flex;gap:10px;
    background-color: #fff;
    text-align: left !important;
}
.mistakes-grid div::before{content:"✕";color: #872728;font-weight:800;flex-shrink:0;}
@media(max-width:800px){.mistakes-grid{grid-template-columns:1fr;}}



  .foot-disclaimer{
    text-align: center;
    background-color: rgb(135, 39, 40);
    padding:50px 56px;
    font-size:17px;line-height:1.8; color: #fff;
  }

  @media(max-width:999px){
    .shell .hero,.shell .intro-panel,.mistakes-sec,.shell .faq-sec,.shell .cta-sec{padding-left:15px;padding-right:15px;}
  }
  @media(max-width:999px){
    .shell{grid-template-columns:1fr; margin: 0;width: 100%;}
    .shell .sidebar{
        display:none;
    }
    .sidebar2 {
        padding-left: 20px;
    }
    .shell .main {
        margin-left: 0;
        width: calc(100% - 30px);
        margin: 0 15px;
    }
    .foot-disclaimer {
        padding:30px 25px;
    }
  }

table.styled td:first-child,
table.styled th:first-child {
  width: 25%;
  background: rgb(248, 249, 250);
}

.c1-row > div {
    max-width: 26%;
    min-width: 300px;
}

#ctp > .c3-box {
    grid-template-columns: repeat(2, 1fr);
}

@media (max-width: 768px) {
  #ctp > .c3-box {
    grid-template-columns: 1fr;
  }
}



.ctp-box > .image {
    height: 96px;
    border-radius: 6px;
    background: rgb(255, 255, 255);
    border: 1px solid rgb(227, 231, 236);
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 6px 20px;
    box-sizing: border-box;
}

.ctp-box > .dark-bg{
    background: rgb(6, 57, 123);
}

.ctp-box ul{
    margin: auto 0px 0px;
    padding: 12px 0px 0px;
    border-top: 1px solid rgb(238, 241, 244);
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 6px;
}

.ctp-box > .image img {
    max-width: 100%;
    max-height: 48px;
    width: auto;
    height: auto;
    object-fit: contain;
    display: block;
}

.ctp-box ul {
  margin: auto 0 0;
  padding: 20px 0 0;
  border-top: 1px solid #eef1f4;
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.ctp-box ul li {
  position: relative;
  padding-left: 28px;
  color: #333;
  line-height: 1.5;
}

.ctp-box ul li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.6em;
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: #1fb6d9;
}

.ctp-footer-box {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
  background: #f6f7f9;
  border-radius: 10px;
  padding: 28px 96px 28px 44px;
  font-family: "Open Sans", sans-serif;
}

.ctp-footer-box p {
  margin: 0;
  font-size: 17px;
  line-height: 1.75;
  color: #333;
}

.cta-link {
  flex-shrink: 0;
  font-size: 15px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: #1f5aa6;
  text-decoration: none;
}

.cta-link:hover {
  text-decoration: underline;
}

@media (max-width: 768px) {
  .ctp-footer-box {
    flex-direction: column;
    align-items: flex-start;
    padding: 24px;
  }
}


.pre-footer-bar {
  background: #f6f7f9;
  border-top: 1px solid #e5e8ec;
  padding: 28px 0;
}

.pre-footer-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  max-width: 1200px;   /* match your .shell width */
  margin: 0 auto;
  padding: 0 20px;
}

.pre-footer-links {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 28px;
  font-size: 15px;
}

.pre-footer-links a {
  font-weight: 700;
  color: #1f5aa6;
  text-decoration: none;
}

.pre-footer-links a:hover {
  text-decoration: underline;
}

.pre-footer-links > span {
  color: #555;
}

.pending-tag {
  display: inline-block;
  margin-left: 4px;
  padding: 1px 10px;
  font-size: 13px;
  color: #1f5aa6;
  border: 1px dashed #1fb6d9;
  border-radius: 20px;
}

.pre-footer-note {
  margin: 0;
  font-size: 13px;
  color: #555;
}

@media (max-width: 768px) {
  .pre-footer-inner {
    flex-direction: column;
    align-items: flex-start;
  }
}

.inner-hero-bottom {
  position: absolute;
  bottom: 0;
  width: 100%;
}
.hero-bottom-div {
  background: rgb(248, 249, 250);
  border-bottom: 1px solid rgb(227, 231, 236);
    padding: 15px 5%;
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 16px 32px;
}
@media(max-width:991px) {
.inner-hero-bottom {
    position: relative;
}
}
@media(max-width:709px) {.hero-bottom-div {gap: 4px 32px;}}
.hero-bottom-div h5 { color: rgb(91, 97, 104);   text-transform: uppercase;font-size: 12px; letter-spacing: 2px;}
.hero-bottom-div h6 {font-size: 17px;font-weight: 700;color: rgb(6, 57, 123);}


.c1-row {display: grid; grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); gap: 12px;}
.c1-box {padding: 16px 18px; border-radius: 8px; border: 1px solid rgb(227, 231, 236); background: rgb(255, 255, 255);}
.c1-box h4 {    font-size: 13px;    font-weight: 700;letter-spacing: 0.14em; text-transform: uppercase;color: rgb(91, 97, 104);}
.c1-box h5 {    font-size: 16px;line-height: 1.35;margin-top: 4px;font-weight: 700;color: rgb(51, 51, 51);}

.c3-ul {margin: 0px; padding: 0px; list-style: none; display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 0px 40px;}
.c3-li {padding: 20px 0px; border-bottom: 1px solid rgb(238, 241, 244); font-size: 17px;  display: flex; gap: 10px;}
@media(max-width:709px) {.c3-li {padding: 10px 0px;}}
.c3-box {display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 20px; margin-bottom: 36px;}
.c3-single {background: rgb(255, 255, 255); border: 1px solid rgb(227, 231, 236); border-radius: 8px; padding: 24px; box-shadow: rgba(6, 57, 123, 0.08) 0px 1px 3px;}
.c3-single h4{ color: rgb(6, 57, 123); font-weight: 600;}
.c3-single p { font-size: 16px; line-height: 1.5;}

.c4-ol {margin: 0px 0px 24px; padding: 0px; list-style: none; display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px;}
@media(max-width:1200px) { .c4-ol { grid-template-columns: repeat(2, 1fr);}}
@media(max-width:700px) { .c4-ol { grid-template-columns: repeat(1, 1fr);}}
.c4-li { background: rgb(248, 249, 250); border-radius: 8px; padding: 20px 22px 20px 20px; display: flex; flex-direction: column; gap: 8px;}
@media(max-width:700px) { .c4-li { padding: 5px 0px 10px 0px; }}
.c4-number { width: 36px; height: 36px; border-radius: 999px; background: #29aae1; color: rgb(255, 255, 255); font-weight: 700; font-size: 17px; display: flex; align-items: center; justify-content: center;}
.c4-li h4 { color: rgb(6, 57, 123); font-weight: 600;}
.c4-li p { font-size: 17px; line-height: 1.5;}


.c6-div { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0px 40px; margin-bottom: 32px; }
@media(max-width:1109px) { .c6-div {
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
}}
.c6-single {padding: 16px 0px; border-top: 1px solid rgb(227, 231, 236);}
.c6-single h4 { color: rgb(6, 57, 123); font-weight: 600;}
.c6-single p { font-size: 17px; line-height: 1.5;}

.c6-contact {display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 16px;}
.c6-second {border: 1px solid rgb(227, 231, 236); border-radius: 8px; padding: 18px 20px; display: flex; flex-direction: column; gap: 4px;}
.c6-second h4 { color: rgb(6, 57, 123); font-weight: 600;}
.c6-second p { font-size: 17px; line-height: 1.5;margin-bottom: 5px;}

.c7-table {margin: 0px 0px 20px; padding: 0px; list-style: none; display: flex; flex-direction: column; gap: 12px;}
.c7-table-li {display: flex; flex-wrap: wrap; gap: 16px 24px; align-items: center; padding: 18px 22px; border: 1px solid rgb(227, 231, 236); border-radius: 8px; background: rgb(255, 255, 255);}
.c7-contact {flex: 1 1 260px; min-width: 200px;}
.c7-text    {flex: 1 1 250px; min-width: 200px; font-size: 17px; line-height: 1.45;}
.c7-days    {flex: 0 0 auto; padding: 6px 14px; border-radius: 999px; background: rgb(231, 240, 250); color: rgb(6, 57, 123); font-size: 14px; font-weight: 700; white-space: nowrap;}

.c7-contact h4 {color: rgb(6, 57, 123); font-weight: 600;}
.c7-contact p { font-size: 17px; line-height: 1.45;margin-bottom: 5px;}
.c7-table-li h5 {font-size: 13px;font-weight: 700;letter-spacing: 0.14em;text-transform: uppercase;color: rgb(91, 97, 104);}
.c7-table-li h3 {margin: 0;color: rgb(6, 57, 123);}

.c8-box {display: flex; flex-wrap: wrap; gap: 24px; align-items: center; padding: 32px; border-radius: 8px; background: rgb(6, 57, 123); color: rgb(255, 255, 255); box-shadow: rgba(6, 57, 123, 0.18) 0px 14px 36px;}
.c8-icon {flex: 0 0 auto; width: 94px; height: 84px; border-radius: 12px; background: rgba(255, 255, 255, 0.1); display: flex; align-items: center; justify-content: center; color:#29aae1;}
.c8-text {flex: 1 1 390px; min-width: 0px;}
.c8-span {padding: 2px 18px; border-radius: 999px; border: 1px solid rgba(255, 255, 255, 0.3); font-size: 16px;}

.c9-container {display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 20px;}
.c9-box {border-radius: 8px; overflow: hidden; background: rgb(255, 255, 255); border: 1px solid rgb(227, 231, 236); box-shadow: rgba(6, 57, 123, 0.08) 0px 1px 3px;    padding: 22px 24px;display: flex;flex-direction: column;gap: 6px;}
.c9-box h4 {color: rgb(6, 57, 123); font-weight: 600;margin: 5px 0;}
.c9-box h5 {font-size: 13px; font-weight: 600;letter-spacing: 0.14em;text-transform: uppercase;margin: 0;}

.c10-box {margin: 0px; display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); gap: 16px; background: rgb(248, 249, 250); border-radius: 8px; padding: 24px;}
.c6-contact a {color: #333;} .c6-contact a:hover {color: #29aae1;}